RealForeclose publishes the official calendar, the case number, the judgment and links to the case file. What it doesn't do — because it was never its job — is read that file for you. The complaint (the lawsuit) runs 30-plus pages of legal English, and it holds the most expensive fact in auctions: whether a bank or an association (HOA) is foreclosing, and which debts survive the sale and transfer to the buyer.
BIDROI does that work every night for every Miami-Dade auction: it reads the complaint with artificial intelligence, classifies the foreclosure type, estimates the inherited debt (and when it can't be verified, says so honestly: "requires title search"), integrates the appraiser's physical data, permits, violations, flood zone and comparable sales, and sums it up in the BIDROI Score and a Strike Price: the most you should bid while keeping your margin.
Also, since RealForeclose hides the bank's bid in most cases, BIDROI uses the history of real auction results to estimate the likely closing price — the median winning bid lands about 33 percent above the final judgment. Bottom line: you'll keep using RealForeclose to bid. BIDROI exists so you arrive at that bid knowing what you're buying, with a clear ceiling.
BIDROI computes the Strike Price, the BIDROI Score, and the legal risk for every Miami-Dade property.
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