Miami-Dade Foreclosure Intelligence

Know your max bid
before the auction —
avoid the traps that kill profit.

BIDROI scans every foreclosure auction in Miami-Dade, cross-references legal records, flood zones, violations, permits and comparable sales — then hands you a score and a Strike Price. Walk in knowing exactly what to bid. Every single time.

No credit card required  ·  Free for 7 days  ·  Cancel anytime

🔒 Stripe secured  ·  6,400+ bids tracked  ·  Miami-Dade investors use it every morning

app.bidroi.com
Miami-Dade  ·  Apr 16  ·  24 auctions
87
Opportunity
4521 NW 7th Ave, Miami FL 33127
ARV $380K  ·  Entry $158K  ·  Strike $198K  ·  SFR · 1,820 sqft
1st Mortgage Zone X ✓ Clean
54
Review
8920 SW 24th St, Miami FL 33165
ARV $245K  ·  Entry $189K  ·  Strike $172K  ·  SFR · 1,240 sqft
Zone AE 2 viol.
23
Pass
11340 NE 2nd Ave, Miami FL 33161
ARV $120K  ·  Entry $150K  ·  Condo · 780 sqft
HOA Foreclosure Zone X
87
4521 NW 7th Ave
ARV $380K  ·  Opportunity
54
8920 SW 24th St
ARV $245K  ·  Review
23
11340 NE 2nd Ave
HOA Foreclosure  ·  Pass
BIDROI 24 auctions
87
4521 NW 7th Ave — SFR
ARV $380K · Strike $198K
54
8920 SW 24th St — SFR
ARV $245K · Strike $172K
23
11340 NE 2nd Ave — Condo
HOA Foreclosure · Pass
14
Days of auctions monitored daily
100%
Official county data — not estimates
30s
To analyze a property end-to-end
$70K
Average gross profit on a Florida foreclosure flip
The Problem

The Miami-Dade foreclosure market is a goldmine.
Finding the gold is the problem.

Every week, dozens of properties hit the auction block below market value. Most investors never see the opportunity — or buy blind and get burned.

📂

Scattered Data

Auction listings are on government sites. Market values are in county records. Flood zones are in a county mapping system. Code violations are somewhere else entirely. You're doing five jobs before you even analyze a deal.

⚠️

Hidden Risks

Flood zone exposure, open code violations, permit issues, tax delinquency — none of it is visible until you've already bid. One bad deal wipes out months of profit.

⏱️

No Time to Decide

Auctions move fast. By the time you finish manually researching a property, the deal is gone — or you walk in underprepared and overpay.

How It Works

Open BIDROI in the morning.
Know your moves before the auction.

1

Scans Every Day

Every business day, BIDROI automatically pulls all foreclosure auctions scheduled in the next 14 days — Miami-Dade first, more counties coming.

2

Analyzes Each Property

After Repair Value (ARV) from comparable neighborhood sales. Legal standing from Miami-Dade Clerk records. Federal flood zone (FEMA). Code violations. Tax burden. All cross-referenced automatically.

3

Scores & Prices the Opportunity

The BIDROI Score™ (0–100) runs a proprietary multi-factor model across legal, financial, physical, and market signals. Then calculates your Strike Price — the exact maximum bid for a 15% return on investment (ROI). OPPORTUNITY, REVIEW, or PASS. Every time.

The Difference

Manual research vs. BIDROI.
Not even close.

Without BIDROI
With BIDROI
Time to analyze one property
3–4 hours
30 seconds ✓
Data sources to check
5+ separate sites
All in one place ✓
Federal flood zone (FEMA)
Manual county map search
Auto-checked ✓
Legal standing (1st / 2nd mortgage)
Clerk of Courts dig
Auto-verified ✓
Market value
Assessed value only
4-source model ✓
Maximum bid (Strike Price)
Calculated by hand
Auto-calculated ✓
Homeowners association (HOA) trap
Easy to miss
Always flagged ✓
Ready every morning before the auction
Sometimes
Every single day ✓
Try BIDROI Free — 7 Days →

No credit card required  ·  Cancel anytime

What You See

Every data point that matters,
already done for you.

📊

BIDROI Score™

A proprietary 0–100 score across legal, financial, physical, and market factors. Not a ratio. Not a guess. A real signal: Opportunity · Review · Pass.

🎯

Strike Price

The exact maximum bid to hit your target return on investment (ROI) — factoring repairs, insurance, taxes, homeowners association (HOA) buffer, and legal risk. Walk in with your number already calculated.

🏠

Market Value — 4 Sources

Comparable sales, Multiple Listing Service (MLS)-backed automated valuation, last recorded sale, and assessed value — weighted into one number. More accurate than any single source alone.

⚖️

Legal Intelligence

1st vs. 2nd mortgage priority, bankruptcy filings, and probate flags — pulled automatically from Miami-Dade Clerk of Courts. The legal picture before you bid.

🏢

Homeowners Association (HOA) Intelligence

Detects HOA foreclosures where the bank's mortgage survives the sale. Confirms HOA identity from two official sources (Official Records + Florida state licensing registry). Estimates debt exposure. Score blocked when the trap is real.

🔨

Permit History

Open and expired permits from Miami-Dade county records. Unpermitted work is a negotiation lever before you bid — and a liability after you own it.

🌊

Federal Flood Zone (FEMA)

Direct federal flood classification (AE, X, AH...) from Miami-Dade county maps. Flood insurance on a Zone AE property can add $2K–$5K/year to your carrying cost — you need to know before you bid.

⚠️

Code Violations

Open violations from Miami-Dade county maps and 20+ municipal portals. Know the legal exposure before you bid — violations transfer with the title.

🛡️

Insurance Estimate

Homeowner and flood insurance ranges based on property age, type, and flood zone — built directly into the Strike Price. Post-Ian, no serious investor ignores this number.

💵

Rent Estimate

Multiple Listing Service (MLS)-backed rental value from Rentcast — the same data institutional investors use. Evaluate the rental play before you decide to flip or hold.

🔔

Email Alerts

Get notified the moment a new auction matches your criteria — score threshold, ZIP code, property type. Named filters you can save, pause, or delete.

📄

PDF Report Export

One-click PDF with the full property analysis — BIDROI Score, Market Value, Strike Price, legal flags, permits, comps. Ready to share with partners or lenders.

Who It's For

Built for people who do deals,
not for spreadsheet hobbyists.

💼

Individual Investors

"Stop guessing. Start bidding with conviction."

You're buying 2–8 properties a year in Miami-Dade. Every hour of research is an hour not spent closing. BIDROI gives you the full picture on every auction — before you even pick up the phone.

🏡

Realtors

"Offer your clients a service nobody else provides."

Most realtors ignore the foreclosure auction market because it's too complex to navigate. BIDROI makes you the expert. Bring scored opportunities to your investor clients before they find them elsewhere.

🏢

Investment Teams

"Coordinate your pipeline. Every member, aligned."

Multiple team members, shared dashboard, unified decision history. Everyone knows what's been analyzed, who said what, and what's still open. Stop losing deals to internal miscommunication.

Investor Intelligence

Know exactly who you're up against.

BIDROI doesn't just analyze the property — it tracks every bidder at every Miami-Dade auction. Know if you're walking into a bidding war before it starts.

  • See which ZIP codes have the most active buyers — and how aggressively they bid
  • Track recurring buyers: how many auctions they've attended and what they typically pay
  • Automatic saturation alert when a ZIP is dominated by institutional buyers — prices are going up
See Agency Plan → Included in Agency tier
580
Active bidders tracked across Miami-Dade auctions
BIDROI data, Miami-Dade
111
Named buyer profiles with full bid history and patterns
BIDROI data, Miami-Dade
6,434
Individual bids analyzed across all tracked auctions
BIDROI data, Miami-Dade
Pricing

One good deal pays for years
of subscription.

This week there are 25+ foreclosure auctions scheduled in Miami-Dade. Every one already analyzed. 7 days free — no credit card required.

Starter
$97
/mo
or $970/yr — 2 months free

For the individual investor who wants a clear edge without hours of research.

  • BIDROI Score™ and Strike Price
  • Legal analysis and confirmed HOA
  • Flood, violations and taxes
  • Daily opportunity email
Start Free Trial
Agency
$497
/mo
or $4970/yr — 2 months free

For the team or firm operating at scale that wants every tool, including AI.

  • Everything in Investor, up to 10 users
  • Competition intel (ZIP heatmap)
  • Ask the AI with Claude (50/day)
  • All available counties
Start Free Trial

All plans include a 7-day free trial · No credit card required · Cancel anytime

🛡️ Zero risk. Seriously.

You have 7 days to explore every active auction in Miami-Dade, see the BIDROI Score and Strike Price for each property, and decide if it's worth it. If you don't find at least one opportunity worth looking at — cancel in one click, no questions asked, no charge.

Why Now

Miami-Dade is in the middle of a foreclosure cycle. The window is open.

Rising interest rates have pushed foreclosure filings to multi-year highs across Florida. Miami-Dade is one of the most active judicial foreclosure markets in the state. The investors who have better information win — and that window won't stay open forever.

BIDROI exists so that information is in your hands — not in the hands of whoever has more time or more resources to dig for it.

Claim Your Edge Now →
↑28%
Increase in Florida foreclosure filings year-over-year
ATTOM Data, 2026
$70K
Average gross profit on a Florida foreclosure flip
ATTOM / Motley Fool, 2025
25+
New foreclosure auctions every week in Miami-Dade
BIDROI data, Miami-Dade
FAQ

Common questions.

Auction data comes directly from miamidade.realforeclose.com, the official judicial foreclosure platform for Miami-Dade County. Market values are pulled from the Miami-Dade Property Appraiser API — the same source the county uses for assessments. Flood zones come from Miami-Dade GIS (FEMA data). No third-party estimations or scraping hacks.
The BIDROI Score™ is a 0–100 score calculated by a proprietary multi-factor model across legal standing, financial margin, physical condition, and market signals. Scores ≥60 are flagged Opportunity, 40–59 are Review, and below 40 are Pass. The model automatically blocks cases with dangerous debt structures — like HOA foreclosures where the bank's first mortgage survives the sale — regardless of how attractive the price appears.
ARV (After Repair Value) is the estimated market value of the property once repairs are complete — the number every serious investor uses to evaluate a deal. BIDROI calculates ARV from actual comparable sales in the same neighborhood (median $/sqft × living area), updated with every daily run. The Miami-Dade Property Appraiser's Just Value is a useful reference but is assessed annually and can lag the market by 12–18 months. When comps are available, BIDROI uses them as the primary ARV.
No. BIDROI is a data and analysis tool, not a brokerage service. Anyone can use it to research foreclosure auctions — whether you're an individual investor, a licensed realtor advising clients, or a team managing a portfolio. BIDROI doesn't facilitate transactions; it helps you analyze opportunities before you bid.
BIDROI runs its pipeline every business day (Monday–Friday) and pulls all auctions scheduled in the next 14 days. If a new auction is added to the county system overnight, it will appear in your dashboard the following morning. You can also receive a daily email digest with that day's opportunities.
Miami-Dade County is live right now. Broward and Palm Beach counties are coming soon — access to additional counties is included in the Investor and Agency plans. We'll announce new counties by email as they launch.
Yes. No contracts, no cancellation fees. Your subscription cancels at the end of the current billing period.
In Miami-Dade, judicial foreclosure auctions (also called "foreclosure sales") are conducted online through miamidade.realforeclose.com. When a borrower defaults and the court issues a Final Judgment of Foreclosure, the property is scheduled for auction — typically within 20–45 days. Bidders register online and submit competitive bids on the auction day. The winning bidder pays the full amount immediately (by wire or certified check) and receives a Certificate of Title. BIDROI monitors every scheduled auction and pre-analyzes each property so you arrive prepared, not guessing.
Yes — and the risks are specific. The most common: (1) Overpaying — bidding above market value in a competitive auction. (2) Junior liens surviving the sale — an HOA foreclosure doesn't extinguish the first mortgage; you'd inherit the bank's debt. (3) Hidden physical issues — no inspection before auction, so code violations, structural damage, or deferred maintenance become your problem. BIDROI addresses all three: the Strike Price caps your bid at a safe margin, the BIDROI Score flags dangerous lien structures, and violations/permits data surface known physical issues before you bid.
The Strike Price is the maximum amount you should bid at auction to achieve a target return — typically 15% on a flip. It's calculated as: (After Repair Value ÷ 1.15) minus estimated repair costs, closing costs, holding costs, and insurance. Bidding above your Strike Price means your profit margin disappears even if the renovation goes perfectly. BIDROI calculates this number automatically for every property, using real comparable sales data and property-specific cost estimates, so you never need to run the math on auction day.

Miami-Dade has foreclosure auctions every week.
Start free and see today's opportunities.

See Today's Auctions →

No credit card required  ·  Free for 7 days

Get Started Today

Your next deal is
already in the system.

Every auction in Miami-Dade — scored, priced, and flagged for risk — waiting for you every morning. Your competition is still using spreadsheets.

No credit card required  ·  Free for 7 days  ·  Miami-Dade live today

25+ auctions this week in Miami-Dade — already analyzed with Strike Price. 7 days free, no card.

See Auctions →